The buy-to-let sector continues attracting greater numbers of new landlords, thanks to affordable mortgages and a very healthy rental sector. And while many new landlords are being enticed to sign up with the country’s re-invigorated mortgage lenders, most of the new funding is going to existing landlords.
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We recently reported on the latest report from the Local Government Committee on the private rented sector. The MP’s made various suggestions aimed at making the whole business work more smoothly with simpler and better regulation. Various commentators have now come forward with their views on the report; did it go far enough, did it go too far and will the recommendations actually end up being implemented or ignored? Landlord insurance clients who use letting agents will find much to mull over in the report and the comments from market sources.
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While many estate agents will be expecting an increased number of clients as the property market improves, there is growing proportion of sellers who have cut out traditional estate agents in favour of their pared-down counterparts, online estate agents.
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Knowing who your target market is at any one time is absolutely vital.
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The Residential Landlords Association (RLA) has discovered that there has been a change of policy on the payment of housing benefit. Previously it was thought that under the new Universal Credit regime the housing component would almost always be paid to the tenant, leaving the landlord out of pocket if the tenant spent it on something else. It was believed that landlords would only receive payment direct in exceptional circumstances. However it now seems that the government has had a change of heart. This will be welcomed by those landlord insurance clients who are in the social housing sector or thinking about entering it.
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