Students. They've long been a stable source of income for all manner of landlords, but has the government's changes to how university education is financed change the type of student landlords are used to?

It is a difficult question to answer. The argument might be that a good deal of accommodation has been targeted towards the more hard-up section of student society. But since the financial pressures of going to university have increased (namely because each student will be lumbered by upwards of £27,000 of debt by the time they've finished), does that mean more middle class students will be attending?

Equally, will the gap left by any poorer students be filled with wealthier overseas students? One could argue that overseas and middle class tenants will be expecting a higher standard of accommodation than that which largely exists in the UK's university towns.

Unfortunately, such an abandonment of lower-quality accommodation by tenants is not covered by the average buy to let insurance policy.

The other side of the argument might be that students will be keeping an even greater watch on spending throughout their educational careers, meaning cheaper accommodation will still be popular.

Time will tell if students will develop more accommodation expensive tastes.