If you are starting out in the buy to let business or thinking of expanding your let property portfolio you will know that access to mortgage funding is an essential element - unless of course you are lucky enough to be sitting on a large pile of cash. The shortage of mortgage deals in the aftermath of the credit crunch is one of the reasons often cited for the sluggish property sales market, but at the same time the lettings market has been booming. A visit to the comparison websites could be a good way of checking out the loans market to see if you might be able to raise the cash for a buy to let venture.

One comparison site (moneyfacts.co.uk on 4th Feb 2012) is showing a large number of buy to let offerings from a diverse range of lenders including building societies like Notttingham, Leeds, Mansfield and Market Harborough. Landlord insurance clients might find that a few minutes on sites like this is time well spent. It certainly looks as though there are lenders out there.

Another issue often blamed for the slow market is the problem that first time buyers are being asked to come up with large deposits. However there is now some evidence that more lenders are prepared to offer 95% loans to value. Does this mean that prices are about to rise as buyers come back to the market?