Experienced landlords are usually well aware of the need for annual gas safety checks. Despite this there are still cases where let properties are equipped with malfunctioning or even dangerous gas equipment. One theory is that the recent phenomenon of “accidental landlords” has brought an influx of inexperienced property investors to the market. They may be people who have moved abroad for a while and let the house to help pay the mortgage. Or perhaps a couple move in together and one property is let out. It is understandable that landlords like these might not be aware of the legal burdens attached to a letting business but a glance at the figures shows how gas safety simply cannot be ignored. The HSE website shows that 310 people were injured and 18 died in the UK in 2008/9 from gas related incidents.
It is a landlord’s legal responsibility to have a Gas Safe registered engineer carry out an inspection annually. The gas safety certificate must be given to the tenant within 28 days or before moving in. The landlord should also make sure that the tenant knows how to turn off the gas in the event of a suspected leak. The Gas Safe Register replaced the CORGI scheme on 1st April 2009 in Great Britain and the Isle of Man and on 1st April 2010 in Northern Ireland and Guernsey.
Landlords legal expenses can be added to your policy. A small additional cost benefit from a 24 hour legal helpline and up to £50,000 legal cover if they are prosecuted under gas, furniture or electrical equipment regulations or if a neighbour commits a trespass or nuisance at their rented property.
landlord insurance is available from click4quote.com