While some of Click4Quote’s let property insurance customers may have found they need to make a claim following the recent Jubilee bank holiday celebrations, those who own holiday homes are arguably even more likely to make a claim on their insurance policy.

Understandably, the merriment inspired by the Queen’s 60 years’ reign has indirectly created to a fair few disgruntled holiday home owners, who have discovered that their tenants have damaged their property.

High spirits, especially when sustained for a series of days, can create the perfect cocktail for an accident. Thankfully, very few will be of the serious fire variety, but smoke damage and spillages will certainly be common.

If you don’t already ask for a damage deposit from tenant s you have in your property, it may be advisable to do so. But of course, the best way to give you peace of mind is to take out a suitable insurance policy.

If you’re one of the unlucky landlords who has returned to his or her property to find damage, take some solace in the fact that you’re not alone. And if you’re properly insured, the stress should be fairly minimal.

The next bank holiday in England and Wales is the 27th of August, while Scotland’s is on the 5th of August.