The seasonality of the housing market will be only too obvious to many of those aiming to sell a property over the last few weeks and months. The expected dip before Christmas and New Year has yet again materialised, with slower price growth in the last quarter according to the Nationwide as reported by the BBC

But 2015 offers even more uncertainty for vendors.

According to a recent article on, estate agent Hamptons International claim that the coming election is likely to see sales fall dramatically in the three months before polling day; by around 20 per cent.

Experts believe this could mean an increase in demand in January and February, as bargain hunters seek out sellers who wish to sell quickly – and who will drop their price accordingly.

Additionally, the article suggests that the new Land and Buildings Transaction Tax in Scotland will see vendors north-of-the-border paying more if they sell after April – so many may be keen to sell in the first quarter. However, if they have to drop their price in order to make a sale, any tax saving could be meaningless.

Insurance Considerations for Sellers

For some sellers, these factors could mean a longer wait to sell their property. For those who have to leave their property vacant – perhaps because they have moved on to another property or area – this means a regular insurance policy may be inadequate – or indeed invalid.’s specialist unoccupied property insurance is designed to cover properties left empty for extended periods of time whilst they await sale, or even if the property is undergoing renovation.   Discover the benefits of our specialist unoccupied property insurance now and get a quote online today.