Summary of Cover
For the Single Trip and Annual Multi-Trip Travel Insurance Certificate
| Section | Description | Sum Insured Per Trip | Excess |
| 1a | Cancellation or curtailment | Up to £3,000 in all | £50 |
| 1b | Missed Departure/Diversion | Up to £1,000 in all | Nil |
| 1c | Travel Delay and Inconvenience | £20 for the first 12 hour period, £10 each subsequent 12 hours up to £100 in all | Nil |
| 1d | Alteration to Itinerary | Resonable additional travel and accommodation expenses consequent on hijack, kidnap, cancellation of public transport due to specified circumstances. | £50 |
| 2a | Medical Treatment and Repatriation Expenses (This section includes emergency assistance services) |
Up to £5,000,000 in all |
N/A |
| 2b | Hospital Benefit | £15 per day up to £600 in all | Nil |
| 2c | Emergency Repatriation | Additional repatriation expenses | £50 |
| 2d | Funeral Expenses | Cost of repatriating ashes or remains | £50 |
| 3 | Personal Accident Loss of one limb or one eye Loss of two limbs or both eyes or one limb and one eye Permanent Total Disablement Death Benefit (aged 17 - 65) Death Benefit (aged under 16 at the date of accident) Death Benefit (aged 66 or over at date of departure) |
Max Benefit £25,000in all £25,000 £25,000 £25,000 £15,000 £5,000 £5,000 |
N/A |
| 4a | Legal Expenses | Up to £10,000 in all | £50 |
| 4b | Personal Liability (including Legal Fees) |
Up to £2,000,000 in all | N/A |
| 5 | Catastrophe Cover | Up to £1,000 in all | N/A |
| Sections 6 & 7 are only covered if you have paid the appropriate premium and is shown as covered on Your Schedule of Insurance | |||
| 6 | Personal Effects & Baggage Single Item,Pair or Set Limit Valuables Limit in Total |
Up to £2,000 in all £200 £200 in all |
£50 |
| Delayed Baggage | £75 per 24 hours up to £150 | Nil | |
| 7 | Money, Travel Documents and Credit Cards Cash Limit Cash (aged under 18) Travel Documents |
Up to £500 in all £250 in all £100 in all Up to £150 in all |
1 |
| Winter Sports Cover Only covered if you have paid the appropriate additional premium and is shown as covered on Your Schedule of Insurance |
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| 8 8a(i) 8a(ii) |
Ski Equipment and Other Expenses Equipment Owned Single Item Limit Ski Hire |
£600 in all £200 per item £25 per day up to £300 in all |
£50 |
| 8b | Ski Pack | £25 per day up to £300 in all | Nil |
| 8c | Piste Closure and Avalanche Closure | £20 per day up to £200 in all | Nil |
| Business Cover Only covered if you have paid the appropriate additional premium and is shown as covered on Your Schedule of Insurance |
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9a 9a(i) 9a(ii) 9a(iii) |
Business Equipment and Other Expenses Business Equipment Single Article Limit Samples Business Equipment Delay Emergency Courier Expenses |
£1,000 in all £500 per item £500 per item £50 per 24 hours up tp £200 in all £200 in all |
£50 |
| 9b | Business Equipment Hire | £50 per 24 hours up to £500 in all | Nil |
| 9c | Business Money Cash Limit |
£1,000 in all £500 in all |
£50 |
| 9d | Additional Personal Accident (Cover excluded if aged 66 or over at the date of departure) |
Max Benefit £25,000 | Nil |
| Golf Cover Only covered if you have paid the appropriate additional premium and is shown as covered on Your Schedule of Insurance |
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| 10a | Green Fees | £75 per day up to £300 in all |
£50 |
| 10b | Golf Equipment Single Article Limit |
1,500 in all £250 per item |
£50 |
| Golf Equipment Hire | £20 per day up to £200 in all | Nil | |
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