| Section |
Description |
Sum Insured Per Trip |
Excess |
| 1a |
Cancellation or curtailment |
Up to £3,000 in all |
£85 |
| 1b |
Missed Departure/Diversion |
Up to £1,000 in all |
Nil |
| 1c |
Travel Delay and Inconvenience |
£20 for the first 12 hour period, £10 each subsequent 12 hours up to £100 in all |
Nil |
| 1d |
Alteration to Itinerary |
Up to £1,000 in all |
£85 |
| 2a |
Medical Treatment and Repatriation Expenses
|
Up to £5,000,000 in all
|
N/A
|
| 2b |
Hospital Benefit |
£15 per day up to £600 in all |
Nil |
| 2c |
Emergency Repatriation |
Up to £1,500 in all |
£85 |
| 2d |
Funeral Expenses |
Up to £5,000 in all |
£85 |
| 3 |
Personal Accident
Loss of one limb or one eye
Loss of two limbs or both eyes or one limb and one eye
Permanent Total Disablement
Death Benefit (aged 17 - 65)
Death Benefit (aged under 16 at the date of accident)
Death Benefit (aged 66 or over at date of departure) |
Max Benefit £25,000in all
£25,000
£25,000
£25,000
£15,000
£5,000
£5,000 |
N/A
|
| 4a |
Legal Expenses |
Up to £10,000 in all |
£85 |
| 4b |
Personal Liability
(including Legal Fees) |
Up to £2,000,000 in all |
N/A |
| 5 |
Catastrophe Cover |
Up to £1,000 in all |
N/A |
| Sections 6 & 7 are only covered if you have paid the appropriate premium and is shown as covered on Your Schedule of Insurance |
| 6 |
Personal Effects & Baggage
Single Item,Pair or Set Limit
Valuables Limit in Total
|
Up to £2,000 in all
£200
£200 in all
|
£85 |
| |
Delayed Baggage |
£75 per 24 hours up to £150 |
Nil |
| 7 |
Money, Travel Documents and Credit Cards
Cash Limit
Cash (aged under 18)
Travel Documents |
Up to £500 in all
£250 in all
£100 in all
Up to £150 in all |
£85 |
| |
Winter Sports Cover
Only covered if you have paid the appropriate additional premium and is shown as covered on Your Schedule of Insurance |
8
8a(i)
8a(ii) |
Ski Equipment and Other Expenses
Equipment Owned
Single Item Limit
Ski Hire |
£600 in all
£200 per item
£25 per day up to £300 in all |
£85 |
| 8b |
Ski Pack |
£25 per day up to £300 in all |
Nil |
| 8c |
Piste Closure and Avalanche Closure |
£20 per day up to £200 in all |
Nil |
| |
Business Cover
Only covered if you have paid the appropriate additional premium and is shown as covered on Your Schedule of Insurance |
9a
9a(i)
9a(ii)
9a(iii) |
Business Equipment and Other Expenses
Business Equipment
Single Article Limit
Samples
Business Equipment Delay
Emergency Courier Expenses |
£1,000 in all
£500 per item
£500 per item
£50 per 24 hours up tp £200 in all
£200 in all |
£85 |
| 9b |
Business Equipment Hire |
£50 per 24 hours up to £500 in all |
Nil |
| 9c |
Business Money
Cash Limit |
£1,000 in all
£500 in all |
£85 |
| |
Golf Cover
Only covered if you have paid the appropriate additional premium and is shown as covered on Your Schedule of Insurance |
| 10a |
Green Fees |
£75 per day up to £300 in all
|
£85 |
| 10b |
Golf Equipment
Single Article Limit |
1,500 in all
£250 per item |
£85 |
| |
Golf Equipment Hire |
£20 per day up to £200 in all |
Nil |