Buy to let property insurance

Need buy to let insurance for your property?

Ensuring your buy to let property is appropriately insured should be high on the tick list for your investment. This is where buy to let insurance kicks in, which is specialist cover designed for people who rent out properties. This type of insurance is often also referred to as let property insurance and will cover amongst other items liability as owner of the building.

As a let property owner you know each landlord has separate needs which calls for a flexible policy with optional cover such as accidental damage and rent guarantee, but should all be delivered within a competitive buy to let insurance quote.

It is quite often the case that some providers of let property insurance quotes will not be available to talk to over the phone, however rest assured that if you have a question about your buy to let quote simply pick up the phone and click4quote will be happy to help – now you don’t hear that very often these days do you!

Things to know about insurance for buy to let property

Buy to let insurance for you buildings can also be purchased with contents cover if you provide furnished property to your tenants. If you need contents cover then liability for contents is automatically included within the quote.

Let Property Insurance	Buildings Cover	Contents Cover
Fire, Theft, Storm, Flood, Explosion
Escape of Oil and Water
Subsidence, Landslip and Heave
Liability Cover
Accidental Damage to Windows and Fixed Sanitaryware
Cost of Alternative Accommodation
Cost of Alternative Accommodation	20% of Sum Insured	10% of Sum Insured
Loss of Rent	20% of Sum Insured

As with most insurance products available there are some items which insurers are unable to cover on let property insurance. Specialist cover will be needed for property undergoing renovation or if it is without a tenant for a significant period of time. Other restriction will apply if the property is not occupied for periods in excess of 14 days.

Insurance cover options for buy to let property owners

Landlord Insurance Legal Cover

Legal expenses can be added to your buy to let insurance to give you that extra peace of mind. For a low cost of just £4.99 per property you would benefit from up to £50,000 cover for legal expenses for a variety of disputes and defenses.

Rent recovery and rent guarantee cover options are also available. Rent recovery will do just this, recover rent owed to you under the contract from the tenant however gent guarantee will pay rent owed to you weather recoverable from the tenant or not.

Both require you to have performed a tenant reference on the tenant(s) on an approved agency before they took occupation of the property and before the agreement was signed but no more than 31 days before occupation.

Other excesses, terms and conditions apply so please read the full wording.

Advantages of using click4quote for buy to let property insurance

Our aim is to deliver competitively priced insurance for buy to let property owners, while simultaneously offering quality customer service and variable insurance options to suit every let property investors needs.

Experienced in buy to let insurance, we offer insurance quotes for a wide range of occupancy types, including working people, student property, DSS and housing association. Unlike many, we can provide quotations for buildings of non-standard construction property such as cob - even online!

There are no upfront administration fees for purchasing or if you need to make a mid-term amendment.