Let Property Insurance
Insurance cover and quotes for uk let property online
Our let property Insurance is designed specifically for property owners and is available online or by phone.
As specialists in let property insurance we can present quotations for a extensive list of tenant types, from students to working people.
We strive to produce competitively priced, comprehensive insurance, whilst delivering a friendly customer experience by way of good quality service, with a range of policy options to try, and suit every property investor's requirements.
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WE CAN BEAT ANY 'LIKE 4 LIKE' QUOTE!
In the unlikely event our price is not your most competitive, simply contact us with any other evidenced 'like 4 like' quote and we will beat that premium. The quote must be within our in-house underwriting authority up to £1 million for residential rented property and meet standard underwriting criteria with a minimum premium of £78.75 Inc IPT. | |
If you are first time or experienced property investor the let 'property policy' can cater for all your needs with a low standard excess of just £100. Quotes are also available for buildings of non-standard construction by phone....and online!
The property policy offers a highly commended claims service and peace of mind…
... so Click 4 Quote now to obtain an instant online quote or call 08450 89 90 91 and talk to one of our friendly UK based operators!
Additional legal cover available with you let property insurance for each property insured.
Let Property Insurance BenefitsLet Property Insurance Highlights
The Let ‘Property Policy’ can provide cover, excluding the applicable excesses, for:
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Let Property Insurance - What is covered? |
Buildings |
Contents |
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Fire, Theft, Storm, Flood, Explosion |
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Escape of Oil and Water
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Subsidence, Landslip and Heave
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Property Owners Legal Liability
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£2,000,000 |
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Accidential Damade to Windows and Fixed Sanitaryware
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Cost of Alternative Accommodation
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20% of Sum Insured
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10% of Sum Insured |
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Loss of Rent
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20% of Sum Insured
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Let Property Legal Expenses Option.
Legal expenses can be added to your let property Insurance to give you that extra peace of mind. For a small additional premium of £19.00 per property you would benefit from the following policy features:
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24 Hour Legal Helpline |
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• For advice on problems relating to your property provided by legal specialists.
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Up to £50,000 Legal costs if:
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• You are prosecuted under gas, furniture or electrical equipment regulations or,
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• A neighbour commits a trespass or nuisance at your property
| | An insurance quote for let property couldn’t be easier. Simply complete our simple and straightforward online quotation form and we will instantly assess your application and provide you with a competitive quotation. You have the option to buy securely online, and when you do, your policy documentation is emailed to you instantly. Alternatively you can obtain a let property insurance quotes by speaking with one of our friendly advisors on 08450 89 90 91.
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LET ROPERTY OWNERS CHOOSE CLICK4QUOTE.COM BECAUSE: |
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No Administration Fees for setting up your policy, or mid-term amendments.
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Highly Commended Claims Service from TowergateAUL awarded at:
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• 2005 & 2006 Insurance Age Awards
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• 24hr fast-track service for claims under £1,000 (conditions apply).
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Excellent Customer Service with friendly and polite UK based advisors.
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Specialist Landlord Insurance Providers.
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Variety of Tenant Types Can be Covered therefore:
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• Your tenant type is not limited by our landlord insurance
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• No need to cancel our policy if your tenants circumstances change.
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Instant Cover Available by Phone or Online.
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THE CLICK4QUOTE.COM LET PROPERTY INSURANCE ‘PROPERTY POLICY’ IS ARRANGED THROUGH TOWERGATE AUL AND UNDERWRITTEN BY AXA INSURANCE UK PLC (100%). TOWERGATE AUL IS A TRADING NAME OF TOWERGATE UNDERWRITING GROUP LTD.
LEGAL EXPENSES COVER IS ARRANGED BY TOWERGATE AUL, THROUGH AMICUS LEGAL LTD AND UNDERWRITTEN BY DAS LEGAL EXPENSES INSURANCE COMPANY LIMITED (100%).
CLICK4QUOTE.COM OFFER ONLY ONE POLICY FOR EACH TYPE OF PROPERTY INSURANCE SOLD, IN THIS INSTANCE, LANDLORD INSURANCE.
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Common Let Property Insurance Questions and Answers:
Q - Why do I needlandlord building Insurance, what is wrong with standard home insurance?
A - Some new property owners are unaware that most standard home insurance excludes cover whilst a property is being rented. It is therefore essential that a landlord has in place specialist let property insurance, which is specifically designed for rented property. Landlords insurance will not only protect your capital investment, buy to let insurance will also include property owners liability cover. If your tenants were to hurt themselves within the property due to your unknowing negligence, they could make a claim against you for damages. Property owners liability can cover the award for damages plus legal costs which otherwise would not be covered under standard home insurance. Q - Does anyone offer let buildings insurance for non-standard construction properties?
A - We understand that not all properties are built the same, which is why we also offer landlord insurance for properties of non-standard construction, as well as standard construction. So if your property is thatched, timber framed or even listed – non-standard construction property insurance quotes are available – just click 4 quote or call 01206 771755! Q - What is a policy excess?
The excess is the amount you are liable to contribute towards each and every claim per section of your property insurance. If your excess were £100, you would pay the first £100 of any claim no matter what value the claim. For example, if your claim settlement was £200, the insurer would pay you £100 as you are liable for the first £100. The excess can vary depending on your circumstances or to whom to let your property to. Buildings and contents excesses are usually £100 per section, with the subsidence excess usually £1,000. |
