Cheap landlord insurance quotes for UK landlords
Our landlord insurance is specifically designed for landlords, with flexible cover options to suit your insurance needs. We have many years experience
providing cheap landlord insurance quotes to property owners and saving them money. Get a quote online or call to take advantage of our excellent customer
service.
Our cheap landlord insurance quotes offer real piece of mind whether you are a new landlord or an experienced landlord with a portfolio of properties looking for a better deal at renewal. Not only do
we provide quotes available with low excesses starting from £100, loss of rent, alternative accommodation and property owners liability - click4quote will better any other quote for the same cover (terms and
conditions apply) – Landlord Price Challenge.
Due to our experience and unlike some other providers, we offer our landlords cover for a variety of tenant types and even offer quotes for non-standard construction property. Save money in minutes
and click to get a cheap landlords insurance quote with click4quote.
If you are thinking of becoming a landlord it is essential that you purchase a specific landlord insurance policy as normal homeowner cover is not designed to protect you renting out your property. As
a property owner it is important to protect your investment as damage can prove costly to repair and will affect any returns you make.
Our landlords cover offers a highly commended claims service giving you piece of mind at a time when you need it most...so 'Click 4 Quote' to get a cheap landlord insurance quote. Getting a
quote couldn't be easier to obtain, just complete our short form and receive an instant low cost competitive price.
If arranging your landlord insurance over the internet is not a preferred choice, please call and one of our friendly operators based here in the UK, will be more than happy to help. We are ready to
respond to any questions you may have or to provide you a quote over the phone. Alternatively you can refer to our
Landlord FAQ's page or get a quote online.
Optional landlord legal cover is available for just £4.99 per property, with options to protect your income if your tenant fails to pay
their rent by purchasing our rent recovery and rent guarantee insurance.
Features of our landlord insurance quotes
Buildings Insurance - the property, fixtures & fittings and outbuildings (plus much more). We cover single properties up to
£2million and include limited accidental damage as standard with the option to increase to full accidental damage.
Contents Insurance - Cover for items that you own at the property on a 'new for old' basis, such as carpets, curtains, sofas and tables.
We can cover up to £30,000 contents in a property and remember, we offer up to £5,000 free contents cover in your rented property, just request contents cover when completing your application.
Product Benefits
Insurance for landlords highlights:
| What is covered? |
Buildings |
Contents |
| Fire, Theft, Storm, Flood, Explosion |
|
|
| Escape of Oil and Water (£250 excess) |
|
|
| Subsidence, Landslip and Heave |
|
|
Property Owners Legal Liability
|
£2,000,000 |
N/A |
Contents Legal Liability
|
N/A |
£2,000,000 |
| Accidental Damage to Windows and Fixed Sanitaryware |
|
|
Loss of Rent and the Cost of Alternative Accommodation
|
20% of Sum Insured
|
20% of Sum Insured |
Options for click4quote landlord insurance
Excess options
Excess are available from just £100 (£250 for escape of water). Discounts are available for higher excesses of £250, £500, £750 and £1000. The standard excess for subsidence
is £1,000. Simply change this option on the quote form to amend your price.
Certain tenant types have a standard £250 excess however you can still increase the excess to lower the cost. Excesses apply per section for buildings and contents.
Accidental Damage
For certain tenant types you have the option to select accidental damage on your quote for a small additional cost.
Sums Insured
You specify the sum insured for your buildings and contents cover meaning you only pay for he cover you need. Remember that for buildings you need to insure for the full reinstatement value of the property
including costs such as clearing the site and architect fees. Contents should be insured for the full replacement cost as new.
Landlord Legal Cover
Landlords legal expenses provides cover up to £50,000 for:
- Property Infringement
- Criminal Prosecutions
- Tenant Dilapidations Pursuit
- Identity Fraud
- Tax Disputes
And access to:
- 24hr Legal Helpline
- Landlords Legal Document Service
- Tenant Referencing
Rent Recovery Cover
Upgrade your legal expenses to cover: (certain tenant types only)
- Tenancy eviction
- Pursuit of rent arrears
Rent Guarantee Insurance
Protect the monthly rent due from your tenant of up to £2,500 per month. Rent guarantee insurance provides up to 12 months cover to a maximum £25,000 rent arrears and includes all the benefits of our legal expenses.
- Up to £25,000 cover for rent arrears (up to £2,500 per month)
- 12 month policy period
- Legal Advice helpline
- Up to £50,000 legal expenses cover
- Specialist solicitors to undertake eviction proceedings and assist with rent arrears
- Access to tenant referencing and legal documents
Tenant dilapidations, tenancy eviction and pursuit of rent arrears cover requires a satisfactory tenant reference to be performed a maximum of 31 days before the tenancy agreement starts. Other terms and
conditions apply, for full details of cover please read the policy wording.
Choose us for your cheap Landlord Insurance
Choose Click4quote for your insurance:
- No administration fees for setting up your policy, or mid-term amendments
- Highly commended claims service from Towergate
- 24hr fast-track service for claims under £1,000 (conditions apply)
- Excellent customer service with friendly and polite UK based advisors
- Specialist UK landlord insurance providers
- Variety of tenant types can be covered (inc students, dss)
- Arrange your low cost landlord insurance online or by phone