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Whether you let out a single residence or you have a substantial property portfolio, residential landlords' insurance is essential. We specialise in helping our clients with cheap deals on landlord insurance.
Your financial investment needs to be protected and damage can prove costly to repair and will affect any returns you make. Since the day-to-day care of the property is in the hands of the tenants you never know what unexpected problems you might come across, making landlord insurance a prudent purchase.
Our extensive experience helps us to provide flexible low cost landlord insurance quotes specially designed for you, at the best price possible prices. Policies offer cover for various tenant types and have other options such as accidental damage and higher excesses to lower costs.
If you would rather not arrange your cheap landlord insurance over the internet, call a friendly UK based operator who will help with any questions and provide a low cost quote.
Optional legal cover is available for just £5.99 per property. We also offer rent guarantee insurance to protect your income if the tenant fails to pay the rent. Eviction cover and rent recovery is also available.
The insurers of our landlord insurance product are Amlin, a leader in the UK insurance and reinsurance market.
When shopping for a cheap landlord insurance quote in the UK, it's important to find a policy that has been specifically designed for rental properties. Standard home insurance won't be sufficient if the property owner isn't the primary resident.
The location of the property and the type of construction could have a bearing on the type of insurance you need and the amount you'll have to pay. We can also offer cheap landlord insurance quotes for some non-standard buildings.
You should also make sure to choose a policy that will cover the type of tenants that will be living in the property. For example, some providers will not renew your policy if you are renting to students or those on housing benefit.
For those who have a property portfolio requiring landlord building insurance, further savings could be achieved by opting for a single policy that covers all the residences involved. This option may also simplify management, as you'll only have one renewal date to worry about and any claims will go through the same insurer.
Buildings insurance usually consists of the property, fixtures & fittings and outbuildings (plus much more).
Contents insurance is required for items that you own at the property, covered on a 'new for old' basis, such as carpets, curtains, sofas and tables.
If you are interested in getting cheap insurance for landlords, it can help to understand the various options that are available.
The right choice will depend on the type of properties you own and the tenants that you cater for - as well as your personal preference.
For example, you may want to consider accidental damage cover if you're worried about one-off unintentional problems. Meanwhile, our sums insured policies allow you to specify the amount of money that the property is insured for, so you only pay for what you need.
Additionally you may wish to purchase cover for theft and malicious damage by the occupier which is available for some tenant types, a higher sum insured for liability or liability cover for domestic employees.
If you are looking for a cheap landlord insurance quote, one way to a cheaper insurance is to increase the standard excess in return for a discount, with options from £100 to £1,000. Separate higher excesses will apply for subsidence (£1,000) and escape of liquid (from £250).
Other options include landlord legal cover, which gives you access to a 24-hour legal helpline and a legal document service for just £5.99 per property. What's more, rent recovery or rent guarantee options will help ensure you don't suffer financially if a tenant fails to pay rent.
In addition, if you are looking for insurance for one of your own holiday properties, check out our holiday home insurance today!
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