Ensuring your buy to let property is appropriately insured should be high on the tick list for your investment. This is where buy to let insurance kicks in, which is specialist cover designed for people who rent out properties. This type of insurance is often also referred to as let property insurance and will cover amongst other items liability as owner of the building.
As a let property owner you know each landlord has separate needs which calls for a flexible policy with optional cover such as employer’s liability, terrorism and rent indemnity, but should all be delivered within a competitive buy to let insurance quote.
It is quite often the case that some providers of let property insurance quotes will not be available to talk to over the phone, however rest assured that if you have a question about your buy to let quote simply pick up the phone and click4quote.com will be happy to help – now you don’t hear that very often these days do you!
Buy to let insurance for you buildings can also be purchased with contents cover if you provide furnished property to your tenants. If you need contents cover then liability for contents is automatically included within the quote.
|Let Property Insurance||Buildings Cover||Contents Cover|
|Fire, Theft, Storm, Flood ^, Explosion|
|Escape of Oil and Water|
|Subsidence, Landslip and Heave ^|
|Accidental Damage to Fixed Glass|
|Loss of Rent and the Cost of Alternative Accommodation||25% of Sum Insured||25% of Sum Insured|
^ Flood and subsidence cover subject to postcode
As with most insurance products available there are some items which insurers are unable to cover on let property insurance. Specialist cover will be needed for property undergoing renovation or if it is without a tenant for a significant period of time. Other restriction will apply if the property is not occupied for periods in excess of 14 days.
Landlord Insurance Legal Cover
Legal expenses is automatically included on our buy to let insurance quotes to give you that extra peace of mind. Benefit from up to £100,000 cover for legal expenses for a variety of disputes and defenses, repossession of the property and recovery of rent arrears.
Rent Indemnity cover options are also available which can pay rent owed to you. This cover requires you to have performed a tenant reference on the tenant(s) before they took occupation of the property and have a signed tenancy agreement in place.
Other excesses, terms and conditions apply so please read the full wording to ensure that you qualify for this cover.