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Landlord Insurance
Landlords Insurance for Buildings and Contents Cover
CLICK4QUOTE.COM Landlords Insurance has been specifically designed for you – the landlord. Whether you own one property, or have a portfolio of properties, our Insurance offers you real peace of mind.
We focus on delivering competitively priced comprehensive landlords insurance, while at the same time offering excellent customer service and flexible cover options to suit your individual needs.
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WE CAN BEAT ANY 'LIKE 4 LIKE' QUOTE!
In the unlikely event our price is not your most competitive, simply contact us with any other evidenced 'like 4 like' quote and we will beat that premium. The quote must be within our in-house underwriting authority up to £1 million for residential rented property and meet standard underwriting criteria with a minimum premium of £78.75 Inc IPT. | |
The reputable 'Property Policy' has been providing landlord property insurance to property owners and buy to let property owners for over 10 years. For instant cover, commended claims service and peace of mind…....Click 4 Quote today and discover how much you can save!
BENEFITS OF CLICK4QUOTE.COM LANDLORD INSURANCE –
As specialists in landlord insurance, we provide quotes for a full range of tenant types, from professionals to asylum seekers. We even quote for non-standard construction properties such as thatched cottages and listed buildings!
Our Landlord Insurance is available for buildings and/or contents, with add-on Landlords legal cover available for each property insured under a landlords insurance policy.
Landlords Insurance Cover Highlights - The Landlord Insurance ‘Property Policy’ can provide cover, excluding the applicable excesses, for:
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Landlord Insurance - What is covered?: |
Buildings |
Contents |
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Fire, Theft, Storm, Flood, Explosion |
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Escape of Oil and Water
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Subsidence, Landslip and Heave
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Landlord Legal Liability
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£2,000,000 |
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Accidential Damade to Windows and Fixed Sanitaryware
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Cost of Alternative Accommodation
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20% of
Sum Insured
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10% of
Sum Insured |
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Loss of Rent
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20% of
Sum Insured
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Landlord Insurance Legal Expenses Option:
Landlord legal expenses can be added to your Landlords Insurance to give you that extra peace of mind. For a small additional premium of £19.00 per property you would benefit from the following policy features:
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24 Hour Legal Helpline |
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For advice on problems relating to your property provided by legal specialists.
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Up to £50,000 Legal costs if:
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You are prosecuted under gas, furniture or electrical equipment regulations or,
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A neighbour commits a trespass or nuisance at your property
| | A landlords insurance quotation couldn’t be easier. Simply complete our simple and straightforward online quotation form and we will instantly assess your properties risks and provide you with a competitive Landlord Insurance quotation.
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PROPERTY OWNERS CHOOSE CLICK4QUOTE.COM LANDLORDS INSURANCE BECAUSE: |
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No Administration Fees for setting up your policy, or mid-term amendments.
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Highly Commended Claims Service from TowergateAUL awarded at:
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2005 & 2006 Insurance Age Awards
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24hr fast-track service for claims under £1,000 (conditions apply).
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Excellent Customer Service with friendly and polite UK based advisors.
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Specialist Landlord Insurance Providers.
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Varity of Tenant Types Can be Covered therefore:
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Your tenant type is not limited by our landlord insurance
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No need to cancel our policy if your tenants circumstances change.
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Instant Cover Available by Phone or Online.
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THE CLICK4QUOTE.COM LANDLORD INSURANCE ‘PROPERTY POLICY’ IS ARRANGED THROUGH TOWERGATEAUL AND UNDERWRITTEN BY AXA INSURANCE UK PLC (100%). TOWERGATEAUL IS A TRADING NAME OF TOWERGATE UNDERWRITING GROUP LTD.
LEGAL EXPENSES COVER IS ARRANGED BY TOWERGATEAUL, THROUGH AMICUS LEGAL LTD AND UNDERWRITTEN BY DAS LEGAL EXPENSES INSURANCE COMPANY LIMITED (100%).
CLICK4QUOTE.COM OFFER ONLY ONE POLICY FOR EACH TYPE OF PROPERTY INSURANCE SOLD, IN THIS INSTANCE, LANDLORD INSURANCE.
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Common Landlords Insurance Questions and Answers:
A – Some new landlords are unaware that most standard home insurance excludes cover whilst a property is being rented. It is therefore essential that a landlord has in place specialist let property insurance, which is specifically designed for rented property. Landlord insurance will not only protect your capital investment, buy to let insurance will also include landlord liability cover. If tenants were to hurt themselves within the property due to your unknowing negligence, they could make a claim against you for damages. Landlord liability can cover the award for damages plus legal costs which otherwise would not be covered under standard home insurance.
Q – Does anyone offer landlord buildings insurance for non-standard construction properties?
A – We understand that not all properties are built the same, which is why we also offer landlord insurance for properties of non-standard construction, as well as standard construction. So if your property is thatched, timber framed or even listed – non-standard construction property landlords insurance quotes are available – just click 4 quote or call 01206 771755!
Q – What is a policy excess?
A – The excess is the amount you are liable to contribute towards each and every claim per section of your landlord insurance. If your excess were £100, you would pay the first £100 of any claim no matter what value the claim. For example, if your claim settlement was £200, the insurer would pay you £100 as you are liable for the first £100. The excess can vary depending on your circumstances or to whom to let your property to. Buildings and contents excesses are usually £100 per section, with the subsidence excess usually £1,000.
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