Landlord Building Insurance
Buildings insurance for landlords from click4quote.com
As landlord building insurance specialists, we offer insurance quotes for a wide variety of occupancy types, from working people to those in receipt of DSS benefits. We also provide quotations for buildings of non-standard construction such as cob and thatched properties and even listed buildings.
Click4quote continously works to deliver competitively priced comprehensive landlords building insurance, whilst simutaneously delivering professional customer service and multiple building insurance options to suit every landlord's needs.
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WE CAN BEAT ANY 'LIKE 4 LIKE' QUOTE!
In the unlikely event our price is not your most competitive, simply contact us with any other evidenced 'like 4 like' quote and we will beat that premium. The quote must be within our in-house underwriting authority up to £1 million for residential rented property and meet standard underwriting criteria with a minimum premium of £78.75 Inc IPT. | |
We offer quotations for large portfolios, small personal portfolios and single properties, so if you are a first time landlord looking for landlord buildings insurance or an experienced property investor contact Click4quote today.
Our landlords building insurance policy includes a commended claims service and peace of mind for you.... so Click 4 Quote now or call 08450 89 90 91!
Our Landlord Insurance caters for a full range of tenants, including Working People/Professionals, Students, DSS, Housing Associations and Asylum Seekers. We cover Buildings AND/OR Contents* with the option to include Accidental Damage. You may also increase the excess* on your policy in return for a discount on the premium.
Our landlords building insurance cover can be complemented by our landlords legal cover which is available for each property insured under a policy.
Landlord Building Insurance Benefits
Landlord Building Insurance Highlights:
The ‘Property Policy’ can provide cover, excluding the applicable excesses, for:
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Landlord Building Insurance - What is covered?: |
Buildings |
Contents |
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Fire, Theft, Storm, Flood, Explosion |
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Escape of Oil and Water
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Subsidence, Landslip and Heave
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Property Owners Legal Liability
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£2,000,000 |
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Accidental Damage to Windows and Fixed Sanitaryware
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Cost of Alternative Accommodation
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20% of Sum Insured
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10% of Sum Insured |
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Loss of Rent
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20% of Sum Insured
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Landlord Buildings Insurance Legal Expenses Option:
Legal expenses can be added to your landlords building insurance to give you that extra peace of mind. For a small additional premium of £19.00 per property you would benefit from the following policy features:
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24 Hour Legal Helpline |
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For advice on problems relating to your property provided by legal specialists.
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Up to £50,000 Legal costs if:
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You are prosecuted under gas, furniture or electrical equipment regulations or,
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A neighbour commits a trespass or nuisance at your property
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A insurance quotation for buy to let property couldn’t be easier. Simply complete our simple and straightforward online quotation form and we will instantly assess your properties risks and provide you with a competitive. You have the option to buy securely online, and when you do, your policy documentation is emailed to you instantly.
Alternatively you can obtain a buy to let insurance quotation by speaking with one of our friendly advisors on 08450 89 90 91.
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PROPERTY OWNERS CHOOSE CLICK4QUOTE.COM LANDLORDS INSURANCE BECAUSE: |
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No Administration Fees for setting up your policy, or mid-term amendments.
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Highly Commended Claims Service from TowergateAUL awarded at:
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2005 & 2006 Insurance Age Awards
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24hr fast-track service for claims under £1,000 (conditions apply).
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Excellent Customer Service with friendly and polite UK based advisors.
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Specialist Landlord Insurance Providers.
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Variety of Tenant Types Can be Covered therefore:
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Your tenant type is not limited by our landlord insurance
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No need to cancel our policy if your tenants circumstances change.
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Instant Cover Available by Phone or Online.
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THE CLICK4QUOTE.COM LANDLORD BUILDING INSURANCE ‘PROPERTY POLICY’ IS ARRANGED THROUGH TOWERGATE AUL AND UNDERWRITTEN BY AXA INSURANCE UK PLC (100%). TOWERGATE AUL IS A TRADING NAME OF TOWERGATE UNDERWRITING GROUP LTD.
LEGAL EXPENSES COVER IS ARRANGED BY TOWERGATE AUL, THROUGH AMICUS LEGAL LTD AND UNDERWRITTEN BY DAS LEGAL EXPENSES INSURANCE COMPANY LIMITED (100%).
CLICK4QUOTE.COM OFFER ONLY ONE POLICY FOR EACH TYPE OF PROPERTY INSURANCE SOLD, IN THIS INSTANCE, LANDLORD INSURANCE.
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Common Landlords Insurance Questions and Answers:
Some new landlords are unaware that most standard home insurance excludes cover whilst a property is being rented. It is therefore essential that a landlord has in place specialist let property insurance, which is specifically designed for rented property. Insurance for landlords will not only protect your capital investment, buy to let insurance will also include landlord liability cover. If your tenants were to hurt themselves within the property due to your unknowing negligence, they could make a claim against you for damages. Landlord liability can cover the award for damages plus legal costs which otherwise would not be covered under standard home insurance. Does anyone offer landlords insurance for non-standard construction properties?
We understand that not all properties are built the same, which is why we also offer buy to let insurance for properties of non-standard construction, as well as standard construction. So if your property is thatched, timber framed or even listed – non-standard construction property landlords insurance quotes are available – just click 4 quote or call 01206 771755!
What is a policy excess?
The excess is the amount you are liable to contribute towards each and every claim per section of your landlord insurance. If your excess were £100, you would pay the first £100 of any claim no matter what value the claim. For example, if your claim settlement was £200, the insurer would pay you £100 as you are liable for the first £100. The excess can vary depending on your circumstances or to whom to let your property to. Buildings and contents excesses are usually £100 per section, with the subsidence excess usually £1,000.
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