Impulse buying is something we're all prone to from time to time, and the majority of people will have returned home with clothes that they hadn't expected to buy after a trip to the shops in search of something completely different.
But while a fresh pair of trainers or a recently released DVD isn't going to break the bank, taking a snap decision to buy a property overseas without doing the appropriate research is far more likely to land someone in financial trouble, so one expert explains that people don't need to rush into the process.
Les Calvert, director at Property-Abroad.com, said: "There's no reason to rush in. It could bottom out and then leave the chance to buy or it could go the other way."
So by looking at different areas and considering your options, it appears that an informed decision is going to be a better one when it comes to the monetary side of things.
"In Spain, there are some cracking bargains out there - you have just got to make sure you look in the right places for the repossessed properties and bank stock that they need to get rid of," Mr Calvert added.
"In Greece, keep your eye on the market and follow what is happening with the austerity plans."
Considering the ongoing crisis in the eurozone and the diversity in some of the continent's housing markets, it could be that taking time to reflect on the viability of buying a second home in certain countries is going to give you a stronger chance of making the right choice.
However, there are also factors such as location and travel options to take into account if you're planning on treating the property more as a holiday home than a frequent residence.
Whatever it is that people decide upon, second home insurance policies will be one vital consideration as owners of overseas assets defend against the risk of their new properties incurring unexpected costs.