Non-Standard Home Insurance

  • Specialist home insurance
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If you or your home do not fit 'standard underwriting criteria' (the one-size fits all approach) this is often described as 'non-standard' so you may be finding it hard to obtain insurance quotes.

Quite often one insurer's 'non-standard' is another's 'standard', so non-standard home insurance can describe a variety of risks.

Years ago holiday homes and let property used to be labelled as needing non-standard home insurance however this cover is now widely available just like standard home insurance.

Am I or my property labelled as needing non-standard home insurance?

Non-standard home insurance can cover your personal history such as previous claims, convictions or declined insurance or can relate to the construction, occupancy or geographical location. click4quote.com have put a list together below to give you some idea as to what is often classed as non-standard.
 

  • Timber framed or steel framed homes
  • Eco Homes
  • Listed buildings & conservation areas
  • Essex, Cob, Wattle and Daub
  • Flat roofs (various types of construction)
  • Stramit
  • Colt properties
  • Pre-fabricated properties
     
  • Flood risk properties
  • Underpinned homes or previous movement
     
  • Declined insurance
  • Claims history
  • Criminal convictions
     

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Brilliant - helpful, Will knows his stuff and dealt with this policy adjustment quickly and efficiently. An absolute pleasure

David, Aylsebury

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