Property Renovation Insurance
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Insure property renovation projects with Renovations Insurance from Click4Quote
The renovation policy is specifically arranged for all kinds of residential property that is undergoing renovation when you have signed a Joint Contract Terms (JCT) contract where the contractor becomes jointly insured giving full protection for the work in progress.
Once the work is complete your policy will continue up to renewal as a normal home policy. We can still even cover your contents whilst your property is being worked on*.
Buildings cover is extended to cover work in progress and materials on site (excluding contractors tools and plant) used in connection with building works being carried out at your private dwelling during the period of insurance.
*Fire, lightning, explosion, aircraft perils only.
Buildings cover would be extended to cover work in progress and materials on site (excluding contractors' tools and plant) used in connection with building works being
carried out during the period of insurance for loss or damage caused by:-
1) Fire, lightning, explosion or earthquake
2) Aircraft and other flying devices or items dropped from them
3) Storm, flood or weight of snow
4) Escape of water from and frost damage to fixed water tanks, apparatus or pipes
5) Any person taking part in a riot, violent disorder, strike, labour disturbance or civil commotion
And for a total completed value as stated on the policy schedule.
The policy would be issued on the agreement that during the period of the contract, buildings and contents cover will be in the joint names of you and the contractors, provided
that the contractors observe, fulfil and obey the conditions of the insurance as if they were you.
The policy would not cover:-
1) damage caused by storm, flood or weight of snow whilst the home is NOT wind and
weather proof
2) the first £250 of every claim
3) for any liability arising out of the above building works.
Cover would be subject to all the general conditions and exclusions of buildings and contents cover of the wording.
Select either building insurance cover on its own or choose buildings and contents cover together as we recognise that it can be very difficult to obtain unoccupied contents
cover on its own.
When your property becomes occupied you can switch your cover to our competitive homeowner insurance policy. With our home property policy you can select the cover that
is suitable for you so you do not end up paying for cover that is in excess of your needs.
Choose Click4quote renovation property insurance because:
• No administration fees for setting up your policy, or mid-term amendments
• Highly commended claims service from Towergate Underwriting
• 24hr fast-track service for claims under £1,000 (conditions apply)
• Excellent customer service with friendly and polite UK based advisors
• Bespoke renovation property insurance cover extension
• Variety of renovation projects covered.
• Arrange your low cost renovation property insurance online or by phone