Homeowner Insurance
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Home insurance for homeowners buildings and contents UK
The Homeowner policy is specifically arranged with you in mind. As a homeowner, you now often find yourself paying for blanket insurance cover that is way in excess of your needs.Our Homeowner Insurance puts you back in the driving seat. You decide how much you want to insure and what extensions of cover you require (freezer cover, cycle cover etc) and then we will offer you an extremely competitive premium.
It is important to remember that your buildings should be insured for the full rebuilding costs and contents should be insured for full replacement value at today's prices.
Cover Overview:
Buildings |
Contents |
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| Fire, Theft, Storm, Flood, Explosion |  |
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| Escape of Oil and Water | |
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| Subsidence, Landslip and Heave | |
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| Property Owners Liability | £2,000,000 |
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| Accidental Damage to:
• Fixed Glass & Sanitaryware
• Underground Pipes & Cables |
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Cost of Alternative Accommodation
& Loss of Rent |
10% of
Sum Insured |
10% of
Sum Insured |
Optional Accidental Damage Extension |
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Options Overview:
| Buildings | Contents | |
| Optional Cover for Full Accidental Damage | |
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Extend Contents Insurance To Cover:
| Cover Available | ||
| Valuables and Personal Possessions 'All Risks' Cover Unspecified single article limit Specified article limit (receipt/valuation required) |
Up to 25% Sum Insured £500 £5,000 |
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| Domestic Freezer Cover | Up to £500 | |
| Pedal Cycle Cover Maximum of 4 Cycles. Frame numbers required |
Up to £500 per cycle | |
| Money and Credit Card Cover |
Up to £500 | |
Choose Click4quote homeowner insurance because:
• Highly commended claims service from Towergate Underwriting
• 24hr fast-track service for claims under £1,000 (conditions apply)
• Excellent customer service with friendly and polite UK based advisors
• No administration fees for setting up your policy, or mid-term amendments
• Variety of construction types covered
• Arrange your low cost home owner insurance by phone
• Select your own level of cover for buildings and/or contents