Buy to Let Insurance specifically designed for property investors. We insure large portfolios for experienced landlords, to single properties for the first time investor, whether you require buildings insurance, contents insurance or both!
Our insurance policy offers a highly commended claims service and peace of mind... So, Click 4 Quote now or call 08450 89 90 91 - instant cover is just a call or click away!
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WE CAN BEAT ANY 'LIKE 4 LIKE' QUOTE!
In the unlikely event our price is not your most competitive, simply contact us with any other evidenced 'like 4 like' quote and we will beat that premium. The quote must be within our in-house underwriting authority up to £1 million for residential rented property and meet standard underwriting criteria with a minimum premium of £78.75 Inc IPT. | |
As buy to let specialists, we offer insurance quotes for a wide range of occupancy types, including working people, student property, DSS and housing association. Unlike many, we can provide quotations for buildings of non-standard construction property such as cob and thatched - even online!
Our buy to let Insurance cover can be complemented with additional legal cover available as an 'add-on' for each property insured under a buy to let insurance policy.
Buy to Let Product Benefits
Buy to Let Insurance Highlights- The ‘Property Policy’ can provide cover, excluding the applicable excesses, for:
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Buy to Let Insurance - What is covered?: |
Buildings |
Contents |
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Fire, Theft, Storm, Flood, Explosion |
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Escape of Oil and Water
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Subsidence, Landslip and Heave
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Properrty Owners Legal Liability
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£2,000,000 |
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Accidental Damage to Windows and Fixed Sanitaryware |
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Cost of Alternative Accommodation
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20% of Sum Insured
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10% of Sum Insured |
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Loss of Rent
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20% of Sum Insured
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Legal Expenses Option:
Legal expenses can be added to your buy to let Insurance to give you that extra peace of mind. For a small additional premium of £19.00 per property you would benefit from the following policy features:
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24 Hour Legal Helpline |
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» For advice on problems relating to your property provided by legal specialists.
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Up to £50,000 Legal costs if:
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» You are prosecuted under gas, furniture or electrical equipment regulations or,
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» A neighbour commits a trespass or nuisance at your property
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Quotes for landlord buy to let insurance couldn’t be easier. Simply complete our straightforward online quotation form and we will instantly assess your application and provide you with a competitive quotation. You have the option to securely buy online, and when you do, your policy documentation is emailed to you instantly.
Alternatively you can obtain buy to let insurance quotes by speaking with one of our friendly advisors on 08450 89 90 91.
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PROPERTY OWNERS CHOOSE CLICK4QUOTE.COM LANDLORDS INSURANCE BECAUSE: |
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No Administration Fees for setting up your policy, or mid-term amendments.
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Highly Commended Claims Service from TowergateAUL awarded at:
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» 2005 & 2006 Insurance Age Awards
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» 24hr fast-track service for claims under £1,000 (conditions apply).
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Excellent Customer Service with friendly and polite UK based advisors.
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Specialist Buy to Let Insurance Providers.
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Variety of Tenant Types Can be Covered therefore:
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» Your tenant type is not limited by our landlord insurance
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» No need to cancel our policy if your tenants' circumstances change.
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Instant Cover Available by Phone or Online.
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THE CLICK4QUOTE.COM BUY TO LET INSURANCE 'PROPERTY POLICY’ IS ARRANGED THROUGH TOWERGATE AUL AND UNDERWRITTEN BY AXA INSURANCE UK PLC (100%). TOWERGATEAUL IS A TRADING NAME OF TOWERGATE UNDERWRITING GROUP LTD.
LEGAL EXPENSES COVER IS ARRANGED BY TOWERGATEAUL, THROUGH AMICUS LEGAL LTD AND UNDERWRITTEN BY DAS LEGAL EXPENSES INSURANCE COMPANY LIMITED (100%).
CLICK4QUOTE.COM OFFER ONLY ONE POLICY FOR EACH TYPE OF PROPERTY INSURANCE SOLD, IN THIS INSTANCE, BUY TO LET INSURANCE.
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Common Buy to Let Insurance Questions and Answers:
A - Some new landlords are unaware that most standard home insurance excludes cover whilst a property is being rented. It is therefore essential that a landlord has in place specialist let property insurance, which is specifically designed for rented property.
Let property insurance will not only protect your capital investment, buy to let insurance will also include landlord liability cover. If your tenants were to hurt themselves within the property due to your unknowing negligence, they could make a claim against you for damages. Landlord liability can cover the award for damages plus legal costs which otherwise would not be covered under standard home insurance.
Q - Does anyone offer buy to let cover for non-standard construction properties?
A - We understand that not all properties are built the same, which is why we also offer landlord insurance for properties of non-standard construction, as well as standard construction. So if you require thatched property insurance, timber framed buildings insurance or even listed property insurance – non-standard construction property insurance quotes are available – just click 4 quote or call 01206 771755!
Q - What is a policy excess?
A - The excess is the amount you are liable to contribute towards each and every claim per section of your landlord insurance. If your excess were £100, you would pay the first £100 of any claim no matter what value the claim. For example, if your claim settlement was £200, the insurer would pay you £100 as you are liable for the first £100. The excess can vary depending on your circumstances or to whom to let your property to. Buildings and contents excesses are usually £100 per section, with the subsidence excess usually £1,000.
