Take care skiing on the slopes this winter
The Telegraph (January 23rd) reports that ski travel insurers are taking a tough line on skiers who injure themselves because of excessive drinking. A survey by a leading travel insurance provider suggests that more than 500,000 Britons will be skiing this winter season with almost twice the UK drink-drive limit of alcohol in their blood. The alcohol consumed the night before may still be in the bloodstream, possibly topped up at lunchtime. Another piece of research, this time by an insurance website suggests that 25% of skiers are adversely affected on the slopes by people who have drunk too much.
Some insurance policies contain an exclusion clause specifically aimed at drink related accidents. Even if your ski travel insurance policy does not specifically refer to alcohol there will probably be a clause saying that the insurer will not pay if the accident was caused by the policyholder failing to take reasonable care for his or her own safety. Excessive drinking would be an example of this.
Always check that your winter sports travel insurance policy covers all the activities you are likely to try. You may have to contact your insurer for quotations for the more hazardous activities like ski-racing for example. Let us know if you have any ski insurance problems or issues to raise.
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