Sailing on holiday? Check your travel insurance

Sailing, at first thought, does not cause that much trouble if you are planning to do it on holiday or as a holiday trip. It’s not like you are hang gliding or rick climbing is it?! When it comes to travel insurance it is important to be aware of the need for specialist sailing travel insurance. Why?

Standard travel insurance will normally only cover sailing in national waters which is fine if you are only out for a few hours and not planning on going far, but for those people who like to hire or sail their own boat as a holiday from country to country standard insurance will normally exclude that activity.

Sailing travel insurance from Click4quote.com is a specialist policy aimed at people who enjoy a passion for sailing and other nautical pursuits, being suitable for people going on yachting holidays, longer sea voyages and even working as yacht crew.

With this sailing insurance you may sail in international waters and even take part in amateur racing. The wording is very similar to a standard type of travel policy and even covers you for your standard holidays and weekend city breaks during the year if you purchase annual cover.

Liability cover is excluded in connection with waterbourne craft as this should be covered under the boat insurance, however you do have liability cover for normal holiday activities involving waterbourne craft such as sailboards, surfboards, canoes, rowing dinghies, foot or hand propelled paddle boats and inflatable sailing dinghies.

So remember, if you are thinking of sailing in international waters purchase specialist insurance cover as standard cover might leave you short when it comes to claiming.