Airlines ignoring travel insurance rules

A report from Which? says that more and more airlines are ignoring EU rules on selling travel insurance.  Airlines should not add mandatory extras such as travel insurance when selling a ticket. Which? Holiday claims that four major carriers are in breach; which could mean that thousands of customers are paying for travel insurance they do not need or could find cheaper elsewhere.

Sometimes a single trip travel policy is shown on the internet quotation for the ticket and the customer has to untick a box to delete it. Make sure you do this if you already have cover -  under annual travel insurance for example.  Even if you do not already have your travel insurance in place you might be able to find a single trip policy more cheaply if you shop around.

The other problem with travel insurance that is automatically bundled in to other purchases is that you do not have the chance to talk to the insurer about your individual circumstances.  A business trip may involve taking very different personal property with you than if you were off on a sailing holiday or skiing trip.  Equally you need to be sure that the policy covers you for any hazardous activities you might be involved in.

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