We expect that some landlords will be very well aware that a satisfactory credit reference is no guarantee that the tenants will not cause damage or behave badly in some other way. The website BadTenants.co.uk runs a database to name and shame tenants who have broken their obligations to previous landlords.

Once registered, landlords have access to the lists of bad tenants and can also add new ones of their own. Landlords can then easily check to see if an applicant appears on the list.

Anyone using the site needs to be scrupulously careful to comply with the law. The site stresses that it does not exist to allow people to defame each other or make unfounded or inaccurate allegations. It is also important that tenants are made aware in advance that bad behaviour during the tenancy could result in their names appearing on the site.

For landlord insurance contact www.click4quote.com