Our landlord insurance clients may be encouraged by news from the property website Rightmove that average home buyers are finding it hard to raise mortgage finance. Perhaps this means more demand for rentals? Rightmove say that a three tier market has developed with lenders happy to lend to people with very large deposits and those at the other end of the market snapping up speculative bargains. In the middle of the market, where most buyers are to be found it is very difficult to secure a large enough loan.

Rightmove say that asking prices in February increased by 3.1% to an average of £230,030 leaving year on year asking prices virtually the same as in 2010.

The number of sellers in London is up 21% on the year before.

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